Cruise Cover offers you a broad range of protection to give you peace of mind on your cruise. Here’s a breakdown of what is included:
Medical and Repatriation Cover: Medical and repatriation cover is a vital component of Cruise Travel Insurance, covering you for medical expenses and the cost of returning to your home country in the event of a medical emergency while on a cruise.
Cruise Cancellation or Curtailment: Gives you cover if you have to cancel or shorten your cruise due to unforeseen circumstances, such as the death of a close relative or redundancy. You can recover prepaid costs, like the cruise fare, if cancellation occurs before the trip.
Missed Departure: If you can’t make your departure due to reasons outside your control, you can still be financially protected.
Cruise Interruption: If you fall ill and need medical treatment on land, you can claim for the travel expenses incurred to reach the next port and re-join the cruise. It also covers additional expenses if the trip is interrupted, such as the cost of returning home prematurely.
Cabin Confinement: In the event of illness, you may be told to stay in your cabin to prevent the spread of sickness onboard (excluding coronavirus). This cover allows you to claim a payment if you’re confined to your cabin by the ship’s medical officer.
Unused Excursions: This provides compensation if you miss an excursion due to an accident, injury, or illness (excluding coronavirus).
Missed Port Cover: This protects you if a planned destination visit is cancelled due to bad weather or other issues. If you miss out on a city or island you were looking forward to visiting, you’ll get some money back.
Personal Baggage: This offers cover if your baggage or its contents are lost or stolen. As cruises often require more luggage, including expensive evening wear, make sure the personal baggage limits are sufficient.
Cover for the Cost of a Friend or Relative: This covers the cost of a friend or relative staying with you while you’re being treated or flying out from home to support you if needed.