The GHIC has replaced the European Health Insurance Card (EHIC). This card means you'll receive emergency and necessary state healthcare in EU countries as though you were a local citizen.
However, the GHIC isn’t a substitute for Travel Insurance. It doesn't cover you for:
- the costs of rescue and repatriation (an air ambulance from Spain back to the UK costs £10,000 or more)
- lost or stolen property such as passports, baggage or precious items
- losses from trip cancellation, curtailment and interruption
- extra travel and accommodation costs due to illness
- any medical treatment needed outside of the EU