A terminal prognosis is when a GP or medical practitioner has told you that your condition cannot be cured or adequately treated and your life expectancy has been shortened.
If you or anyone on your policy has been given a terminal prognosis, we may still be able to provide cover as long as specific conditions are met.
What your policy says:
- Your GP or a medical practitioner must confirm that the prognosis is not less than 6 months from your planned return date of travel.
- They must also confirm you are fit to travel.
- You must tell us if you or anyone insured on the policy has been advised of a terminal illness or given a terminal prognosis, as part of the medical health disclosure requirements.
- The decision about whether you have a terminal prognosis is a medical decision made by your GP or medical practitioner, not by us.
- If you’re unsure about your prognosis, please speak to your medical practitioner; AllClear can’t give medical advice.
- Have been added to a waiting list/referred to a hospital for additional tests
- You have a planned surgery
Next steps:
- Confirm that your GP or medical practitioner has confirmed you're fit to travel and; your prognosis is not less than 6 months from your planned date(s) of travel.
- Contact the call centre on 01708 339029 if you or anyone else on the policy has been given a terminal prognosis.
- Read your policy wording and schedule for full details of what is and isn’t covered.