Why do I need Travel Insurance?

  • Updated

As general guidance, travel insurance can help with unexpected costs if something goes wrong before or during your trip and what’s covered depends on your level of cover and the policy terms.

Why get a quote with AllClear

Emergency medical cover

May cover hospital and other emergency medical expenses abroad, depending on your level of cover.

Help if you need to get home for medical reasons

May include repatriation (medical transport home) where it’s medically necessary and arranged/authorised under your policy’s emergency medical assistance.

Cover that can include pre-existing medical conditions

Claims linked to pre-existing medical conditions are only covered if you disclosed them and we accepted them in writing.

Options for cancellation and cutting your trip short

These benefits may be included on some levels of cover. Some policies can also be bought excluding cancellation cover, so it’s important to check what you selected.

Support while you’re away

You’ll have access to emergency medical assistance if you need it.

Check what applies to you

  • If you have pre-existing medical conditions: disclose them when you get a quote and check they’ve been accepted in writing.
  • If you want cancellation cover: check your policy schedule to confirm it’s included (and not excluded).
  • If you want cover for belongings or optional extras: check what’s included in your level of cover, and what’s shown on your policy schedule.

If you're interested in getting a quote:

  • Get a quote online using the button below
  • Give us a call on 01708 339 028
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