Travel insurance can help with unexpected costs on a UK break, what’s covered depends on your level of cover and the policy terms.
What you should know
- UK-only trips need pre-booked accommodation
- Your policy is only valid for trips within your home country if you have pre-booked accommodation.
- Your trip must meet the travel rules
- Trips must start and end the UK.
- Cover varies by Policy
- Some Policies focus on emergency medical treatment, repatriation and personal accident.
- Other levels may also include cancellation, cutting your trip short and personal belongings, but this depends on what you bought.
Check if you’re covered
- If you haven’t arranged pre-booked accommodation: your policy won’t be valid for UK-only trips.
- If you have a more basic level of cover: you may not be covered for things like cancellation, travel delays, or loss/damage to belongings.
- If you bought a policy that excludes cancellation cover: you won’t be covered for cancellation. Other parts of your cover may still apply — check your policy schedule to confirm what’s included.
If you're interested in getting a quote:
- Get a quote online here
- Give us a call on 01708 339 028