Our Travel Insurance Policies provide cover for a variety of sports activities outlined in the Amateur sporting & adventure activities table. The cover applies during your trip under the following conditions:
a) You wear appropriate safety equipment/clothing/headgear and.
b) You take necessary safety precautions as appropriate to the activity.
Please note: You are NOT covered if the main purpose of your trip is to take part in an activity unless it is listed as an activity holiday in the Amateur sporting and adventure activities table below:
| Activity | Special Conditions* | Cover for Personal accident & Personal liability |
Activity Holiday |
| Abseiling | 2, 4 | No | |
| Amateur athletics | Yes | Yes | |
| Archaeological digging | Yes | Yes | |
| Archery | 2 | No | |
| Badminton | Yes | Yes | |
| Ballooning (Hot Air) as a fare-paying passenger | 2 | No | |
| Banana boat rides (Beach activity) | No | ||
| Baseball | Yes | ||
| Basketball | Yes | ||
| BOSS (Breathing Observation Submersible Scooter) | 1, 2 | No | |
| Bouldering (up to 4m with a crash mat) | 2 | Yes | |
| Bowls | Yes | Yes | |
| Boxing training (non-contact) | No | ||
| Bridge walking | Yes | ||
| Bungee jumping (max 3 jumps) | 1, 2, 4 | No | |
| Canopy walking | 2, 4 | No | |
| Camel riding or trekking | No | ||
| Canoeing (in calm waters) | Yes | ||
| Catamaran sailing (European waters only) | 1, 3 | No | |
| Cave tubing | 2, 4 | Yes | |
| Clay pigeon shooting | 1, 4 | No | |
| Climbing wall | 2 | Yes | |
| Conservation or charity work (under 3m, hand tools only) | No | Yes | |
| Cricket | 3 | Yes | |
| Curling | Yes | ||
| Cycle touring | No | Yes | |
| Cycling (incidental, excluding BMX/Mountain biking) | Yes | ||
| Deep sea fishing | 2 | No | |
| Dinghy sailing inside territorial waters | No | ||
| Dragon boating | No | ||
| Dune bashing | 2, 4 | No | |
| Elephant riding or trekking | 2 | No | |
| Falconry | 2 | No | |
| Fell running | Yes | Yes | |
| Fell walking | Yes | Yes | |
| Fishing | Yes | Yes | |
| Football (soccer not American football) | No | ||
| Gaelic football | No | ||
| Go karting (up to 120cc) | 2 | No | |
| Golf | Yes | ||
| Heptathlon | Yes | ||
| Hiking (on recognized routes, under 3,000m) | Yes | ||
| Hobie catting (European waters only) | 1, 3 | No | |
| Hockey | No | ||
| Horse Riding (not jumping) | 3 | No | |
| Horse trekking (under 3,000m) | No | ||
| Husky sledge driving | 2 | No | |
| Ice skating | 3, 4 | Yes | |
| Indoor climbing | 1, 4 | Yes | |
| Inner tubing (on land or water) | 2 | Yes | |
| Jeep/Car trekking (as a fare-paying passenger) | 2 | No | |
| Jet boating | 2 | No | |
| Jet skiing | No | ||
| Jogging | Yes | ||
| Jungle surfing | 4 | Yes | |
| Kite buggying | 3 | No | |
| Kite surfing (over water) | No | ||
| Kayaking (in calm waters) | 3 | No | |
| Lacrosse | No | ||
| Marathon running | Yes | Yes | |
| Motorcycling (not racing, not off-road riding, must hold equivalent UK license) | No | Yes | |
| Mountain biking (not including downhill racing and extreme ground conditions) | Yes | ||
| Netball | Yes | ||
| Orienteering | Yes | Yes | |
| Paddleboarding (not white water) | Yes | ||
| Parasailing (over water) | 2 | No | |
| Parascending (over water) | 2 | No | |
| Passenger (in licensed private aircraft) | No | ||
| Passenger sledge (Horse and Carriage) | No | ||
| Pedaloes | Yes | ||
| Polo | 3 | No | |
| Pony trekking | 2 | No | |
| Racketball | Yes | ||
| Rambling (under 3,000m) | Yes | Yes | |
| Refereeing (amateur basis) | Yes | ||
| Rifle range | 2, 4 | No | |
| River tubing | Yes | ||
| Roller hockey | No | ||
| Roller skating/Blading | 3 | Yes | |
| Rounders | Yes | ||
| Rowing | 3 | No | |
| Rubber ring rides (Beach Activity) | Yes | ||
| Running | 3 | Yes | Yes |
| Safari/Gorilla trekking (not hunting) | 2 | Yes | Yes |
| Sailboarding | Yes | ||
| Sailing (including Flotilla. European waters only) | 3 | No | Yes |
| Sandboarding | Yes | ||
| Scuba diving - Unqualified - up to 30 meters deep | 1 | Yes | |
| Scuba diving - Qualified British Sub Aqua Club, BSAC or equivalent - up to 30 meters deep | Yes | ||
| Segway riding/touring | No | ||
| Skateboarding | Yes | ||
| Sky diving indoor | 2 | Yes | |
| Snorkeling (to 10 meters deep) | Yes | ||
| Squash | Yes | ||
| Street hockey | No | ||
| Surfing | Yes | ||
| Swimming (within sight of land) | Yes | ||
| Swimming with dolphins | 2 | Yes | |
| Table tennis | Yes | Yes | |
| Target rifle shooting | 2, 4 | No | |
| Ten pin bowling | Yes | Yes | |
| Tennis | Yes | Yes | |
| Tree trekking | 2 | Yes | |
| Tree top walking | 2 | No | |
| Trekking (up to 3,000 meters) | Yes | Yes | |
| Triathlons | Yes | Yes | |
| Ultimate frisbee | No | ||
| Volleyball | Yes | ||
| Wadi bashing | 2, 4 | No | |
| Wakeboarding | Yes | ||
| War games/Paintballing | 2 | No | |
| Water polo | Yes | ||
| Water skiing | Yes | ||
| White water rafting (Grades 1,2 & 3) | 2, 4 | No | |
| Windsurfing | Yes | ||
| Wing Foiling (within territorial waters) | Yes | ||
| Yachting (European Waters only) | 3 | No | |
| Yoga | Yes | ||
| Zip lining | 2 | Yes | Yes |
Specific exclusions and conditions apply as indicated in the policy wording. The conditions are as follows:
*Special Conditions
1. You are accompanied by an experienced and/or suitable qualified instructor or guide.
2. You are adequately supervised, taking part in an organised event, session or excursion.
3. You are not taking part in a league or competition.
4. You are using natural or purpose-built facilities approved for use for the activity by a local or national regulatory authority.
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