What activities do you cover?

Our Travel Insurance Policies provide cover for a variety of sports activities outlined in the Amateur sporting & adventure activities table.

The cover applies during your trip under the following conditions:

You must always wear appropriate safety equipment/clothing/headgear where necessary.
You must take all necessary safety precautions as appropriate to the activity.

Please note: We do not offer cover for activities for business related purposes. see here

You are NOT covered if the main purpose of your trip is to take part in an activity unless it is stated in the descriptions in the table below:

Activity	Special Conditions*	Cover for Personal accident & Personal liability	Activity Holiday
Abseiling	2, 3	No	No
Amateur athletics		Yes	Yes
Archaeological digging		Yes	Yes
Archery	2	No	No
Badminton		Yes	Yes
Ballooning (Hot Air) as a fare paying passenger	2	No	No
Banana boat rides (Beach activity)		No	No
Baseball		Yes	No
Basket ball		Yes	No
BOSS (Breathing Observation Submersible Scooter)	1, 2	No	No
Bouldering (up to 3m with a crash mat)	2	Yes	No
Bowls		Yes	Yes
Boxing training (non-contact)		No	No
Bridge walking		Yes	No
Bungee jumping (max 3 jumps)	1, 2, 3	No	No
Canopy walking	2, 3	No	No
Camel riding or trekking		No	No
Canoeing (Up to grade 3 river and including lake, loch and canal water)		Yes	No
Catamaran sailing (European waters only)	1	No	No
Cave tubing	2, 3	Yes	No
Clay pigeon shooting	1, 3	No	No
Climbing wall	2	Yes	No
Conservation or charity work (under 3m, hand tools only)		No	Yes
Cricket		Yes	No
Curling		Yes	No
Cycle touring		No	Yes
Cycling (incidental, excluding BMX/Mountain biking)		Yes	No
Deep sea fishing	2	No	No
Dinghy sailing inside territorial waters		No	No
Dragon boating		No	No
Dune bashing	2, 3	No	No
Elephant riding or trekking	2	No	No
Falconry	2	No	No
Fell running		Yes	Yes
Fell walking		Yes	Yes
Fishing		Yes	Yes
Football (soccer not American football)		No	No
Gaelic football	2	No	No
Go karting (up to 120cc)		No	No
Golf		Yes	No
Heptathlon		Yes	No
Hiking (on recognised routes, under 3,000m)	1	Yes	No
Hobie catting (European waters only)		No	No
Hockey		No	No
Horse Riding (not jumping, or Pony trekking)		No	No
Horse trekking (under 3,000m)	2	No	No
Husky sledge driving	3	No	No
Ice skating	1, 3	Yes	No
Indoor climbing	2	Yes	No
Inner tubing (on land or water)	2	Yes	No
Jeep/Car trekking as a fare paying passenger	2	No	No
Jet boating		No	No
Jet skiing		No	No
Jogging	3	Yes	No
Jungle surfing		Yes	No
Kite buggying		No	No
Kite surfing (over water)		No	No
Kayaking (in calm waters)		No	No
Lacrosse		No	No
Marathon running		Yes	Yes
Motorcycling (not racing, not off-road riding, must hold equivalent UK licence)		No	Yes
Mountain biking (not including downhill racing and extreme ground conditions)		Yes	No
Netball		Yes	No
Orienteering		Yes	Yes
Paddleboarding (not white water)	2	Yes	No
Parasailing (over water)	2	No	No
Parascending (over water)		No	No
Passenger (in licenced private aircraft)		No	No
Passenger sledge (Horse and Carriage)		No	No
Pedaloes		Yes	No
Polo	2	No	No
Pony trekking		No	No
Racket ball		Yes	No
Rambling (under 3,000m)		Yes	Yes
Refereeing (amateur basis)	2, 3	Yes	No
Rifle range	2, 4	No	No
River tubing		Yes	No
Roller hockey		No	No
Roller skating/Blading		Yes	No
Rounders		Yes	No
Rowing		No	No
Rubber ring rides (Beach Activity)		Yes	No
Running		Yes	Yes
Safari/Gorilla trekking (not hunting)	2	Yes	Yes
Sail boarding		Yes	No
Sailing (including Flotilla. European waters only)		No	Yes
Sand boarding		Yes	No
Scuba diving - Unqualified - up to 30 metres deep	1	Yes	No
Scuba diving - Qualified BSAC or equivalent - up to 30 metres deep		Yes	No
Segway riding/touring		No	No
Skateboarding		Yes	No
Sky diving indoor	2	Yes	No
Snorkelling (to 10 metres deep)		Yes	No
Squash		Yes	No
Street hockey		No	No
Surfing		Yes	No
Swimming (within sight of land)		Yes	No
Swimming with dolphins	2	Yes	No
Table tennis		Yes	Yes
Target rifle shooting	2	No	No
Ten pin bowling		Yes	Yes
Tennis		Yes	Yes
Tree trekking	2	Yes	No
Tree top walking	2	No	No
Trekking (up to 3,000 metres)		Yes	Yes
Triathlons		Yes	Yes
Ultimate frisbee		No	No
Volleyball		Yes	No
Wadi bashing	2	No	No
Wake Boarding		Yes	No
War games/Paintballing	2	No	No
Water polo		Yes	No
Water skiing		Yes	No
White water rafting (Grades 1,2 & 3)	2	No	No
Windsurfing		Yes	No
Wing Foiling (within territorial waters)		Yes	No
Yachting (European Waters only)		No	No
Yoga		Yes	No
Zip lining	2	Yes	Yes

Special Conditions

Specific exclusions and conditions apply as indicated in the policy wording and table above. The conditions are as follows:

You are accompanied by an experienced and/or suitable qualified instructor or guide.
You are adequately supervised, participating in an organised event, session or excursion.
You are using natural or purpose-built facilities approved for the activity by a local or national regulatory authority.

Related to

Activities

Search

What activities do you cover?

The cover applies during your trip under the following conditions:

Special Conditions

Specific exclusions and conditions apply as indicated in the policy wording and table above. The conditions are as follows:

Was this article helpful?