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What activities do you cover?

  • Updated

Our Travel Insurance Policies provide cover for a variety of sports activities outlined in the Amateur sporting & adventure activities table. The cover applies during your trip under the following conditions:
a) You wear appropriate safety equipment/clothing/headgear and.
b) You take necessary safety precautions as appropriate to the activity.

Please note: You are NOT covered if the main purpose of your trip is to take part in an activity unless it is stated in the descriptions in the table below:

Activity Special Conditions*  Cover for Personal accident
& Personal liability 		Activity Holiday 

Abseiling

 2, 3

No

 

Amateur athletics

  

Yes

Yes

Archaeological digging

  

Yes

Yes

Archery

 2

No

 

Badminton

  

Yes

Yes

Ballooning (Hot Air) as a fare paying passenger

 2

No

 

Banana boat rides (Beach activity)

  

No

 

Baseball

  

Yes

 

Basket ball

  

Yes

 

BOSS (Breathing Observation Submersible Scooter)

 1, 2

No

 

Bouldering (up to 3m with a crash mat)

 2

Yes

 

Bowls

  

Yes

Yes

Boxing training (non-contact)

  

No

 

Bridge walking

  

Yes

 

Bungee jumping (max 3 jumps)

 1, 2, 3

No

 

Canopy walking

 2, 3

No

 

Camel riding or trekking

  

No

 

Canoeing (Up to grade 3 river and including lake, loch and canal water)

  

Yes

 

Catamaran sailing (European waters only)

 1

No

 

Cave tubing

 2, 3

Yes

 

Clay pigeon shooting

 1, 3

No

 

Climbing wall

 2

Yes

 

Conservation or charity work (under 3m, hand tools only)

  

No

Yes 

Cricket

  

Yes

 

Curling

  

Yes

 

Cycle touring

  

No

Yes 

Cycling (incidental, excluding BMX/Mountain biking)

  

Yes

 

Deep sea fishing

 2

No

 

Dinghy sailing inside territorial waters

  

No

 

Dragon boating

  

No

 

Dune bashing

 2, 3

No

 

Elephant riding or trekking

 2

No

 

Falconry

 2

No

 

Fell running

  

Yes

Yes 

Fell walking

  

Yes 

Yes 

Fishing

  

Yes 

Yes 

Football (soccer not American football)

  

No

 

Gaelic football

 2

No

 

Go karting (up to 120cc)

  

No

 

Golf

  

Yes 

 

Heptathlon

  

Yes 

 

Hiking (on recognised routes, under 3,000m)

 1

Yes 

 

Hobie catting (European waters only)

  

No

 

Hockey

  

No

 

Horse Riding (not jumping, or Pony trekking)

  

No

 

Horse trekking (under 3,000m)

 2

No

 

Husky sledge driving

 3

No

 

Ice skating

 1, 3

Yes 

 

Indoor climbing

 2

Yes 

 

Inner tubing (on land or water)

 2

Yes 

 

Jeep/Car trekking as a fare paying passenger

 2

No

 

Jet boating

  

No

 

Jet skiing

  

No

 

Jogging

 3

Yes 

 

Jungle surfing

  

Yes 

 

Kite buggying

  

No

 

Kite surfing (over water)

  

No

 

Kayaking (in calm waters)

  

No

 

Lacrosse

  

No

 

Marathon running

  

Yes 

Yes 

Motorcycling (not racing, not off-road riding, must hold equivalent UK licence)

  

No

Yes 

Mountain biking (not including downhill racing and extreme ground conditions)

  

Yes 

 

Netball

  

Yes 

 

Orienteering

  

Yes 

Yes 

Paddleboarding (not white water)

 2

Yes 

 

Parasailing (over water)

 2

No

 

Parascending (over water)

  

No

 

Passenger (in licenced private aircraft)

  

No

 

Passenger sledge (Horse and Carriage)

  

No

 

Pedaloes

  

Yes 

 

Polo

 2

No

 

Pony trekking 

  

No

 

Racket ball

  

Yes 

 

Rambling (under 3,000m)

  

Yes 

Yes 

Refereeing (amateur basis)

 2, 3

Yes 

 

Rifle range

2, 4

No

 

River tubing

  

Yes

 

Roller hockey

  

No

 

Roller skating/Blading

  

Yes

 

Rounders

  

Yes

 

Rowing

  

No

 

Rubber ring rides (Beach Activity)

  

Yes

 

Running

  

Yes

Yes

Safari/Gorilla trekking (not hunting)

 2

Yes

Yes

Sail boarding

  

Yes

 

Sailing (including Flotilla. European waters only)

  

No

Yes

Sand boarding

  

Yes

 

Scuba diving - Unqualified - up to 30 metres deep

 1

Yes

 

Scuba diving - Qualified BSAC or equivalent - up to 30 metres deep

  

Yes

 

Segway riding/touring

  

No

 

Skateboarding

  

Yes

 

Sky diving indoor

 2

Yes

 

Snorkelling (to 10 metres deep)

  

Yes

 

Squash

  

Yes

 

Street hockey

  

No

 

Surfing

  

Yes

 

Swimming (within sight of land)

  

Yes

 

Swimming with dolphins

 2

Yes

 

Table tennis

  

Yes

Yes

Target rifle shooting

 2

No

 

Ten pin bowling

  

Yes

Yes

Tennis

  

Yes

Yes

Tree trekking

 2

Yes

 

Tree top walking

 2

No

 

Trekking (up to 3,000 metres)

  

Yes

Yes

Triathlons

  

Yes

Yes

Ultimate frisbee

  

No

 

Volleyball

  

Yes

 

Wadi bashing

 2

No

 

Wake Boarding

  

Yes

 

War games/Paintballing

 2

No

 

Water polo

  

Yes

 

Water skiing

  

Yes

 

White water rafting (Grades 1,2 & 3)

 2

No

 

Windsurfing

  

Yes

 

Wing Foiling (within territorial waters)

  

Yes

 

Yachting (European Waters only)

  

No

 

Yoga

  

Yes

 

Zip lining

 2

Yes

Yes

 

 

Specific exclusions and conditions apply as indicated in the policy wording. The conditions are as follows:

*Special Conditions

  1. You are accompanied by an experienced and/or suitable qualified instructor or guide.
  2. You are adequately supervised, participating in an organised event, session or excursion.
  3. You are using natural or purpose-built facilities approved for the activity by a local or national regulatory authority.

 

 

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