This will depend on how often you intend to travel during the next 12 months. If you are going on more than one trip in the next 12 months, an Annual Multi-trip Policy could save you money.
Our Annual multi-trip Policies provide you with the flexibility to go on as many holidays as you want with each trip having a maximum duration of 45 days. However, for any Annual Multi-Trip (AMT) policy purchased from 6 August 2025 the following applies:
- Regardless of traveller age, total days covered will be limited to 183 total travel days within the policy term
- Where a traveller is aged 71 or over, trips to the Mexico, Canada, the USA or the Caribbean will be restricted to a maximum of 35 days per trip
- If you wish to extend your trip, you can choose to increase the number of days covered by your Policy to either 50 or 55 days by paying an additional premium. However, this option is not available if you are aged 71+ and travelling to Mexico, Canada, the USA or the Caribbean.