Summary: The medical warranty requires you to declare all medical conditions under health disclosure rules, including prescribed medication, treatments, palliative care, terminal illness, waiting lists, ongoing tests, and planned surgery within the last two years. This applies to Silver, Gold, Gold Plus, and Platinum policies. Accurate declaration of all conditions is essential.
It’s important that as part of the medical warranty, you declare all your conditions that fall within our medical medical health disclosure requirements:
What you need to tell us:
- If anyone insured has taken prescribed medication, or had treatment or medical advice from a GP, clinic, hospital or via remote consultation in the last two years.
- If anyone has received or been offered palliative care.
- If anyone is on a waiting list that might cause you to cancel or cut short your trip / been referred to a hospital for tests
- If anyone has been advised they have a terminal illness.
- We’ll ask for the name of each medical condition; we don’t usually need the names of procedures or medications.
- If anyone has recieved a terminal prognosis or receiving Palliative Care
- If anyone has any ongoing tests / investigations for undiagnosed conditions
- If anyone is anticipating planned surgery
These rules are set out under Medical health disclosure requirements in the General policy information section of your Silver, Gold, Gold Plus and Platinum policy wording.
Please ensure that you declare all of your medical conditions accurately.