Mountain biking is covered under all AllClear policy tiers when it does not involve downhill racing or extreme ground conditions, is not the main purpose of your holiday and all activity safety requirements are followed.
What this article helps you do
This article explains how mountain biking is covered under Silver, Gold, Gold Plus and Platinum policies.
Applies to
- Policies: Silver, Gold, Gold Plus and Platinum
- Activity: Mountain biking that does not involve downhill racing or extreme ground conditions
- Trip type: Mountain biking must not be the main purpose of your holiday
- Safety requirements: You must wear appropriate safety equipment, clothing and headgear, and take suitable safety precautions
Quick answer
- Mountain biking within the stated limits is listed as an included activity.
- Silver policies include personal accident cover for this activity.
- Gold, Gold Plus and Platinum policies include personal accident and personal liability cover.
- Mountain biking is not covered as an activity holiday.
- Downhill racing and riding in extreme ground conditions are not included under this activity listing.
Important conditions
When taking part in mountain biking, you must:
- Wear appropriate safety equipment, clothing and headgear
- Take suitable safety precautions for the activity
- Not take part in downhill racing
- Not ride in extreme ground conditions
All other policy conditions and exclusions also apply.
Still need help?
Speak to an adviser for further information.
Eligibility requirements, policy terms and exclusions apply. Please refer to your policy documents for full details.