Winter Sports travel insurance is an optional add-on and is not covered as standard. If you’ve paid the extra Winter Sports premium and it’s shown on your policy schedule, it means your policy can cover you while you take part in the listed winter sports activities, and it adds extra winter-sports benefits.
What it covers
Winter Sports cover applies when you’re doing the winter sports activities listed under the add-on, such as skiing and snowboarding (plus other listed snow activities).
If an activity isn’t listed, it won’t be covered under the Winter Sports add-on.
Winter sports activities included
- Skiing & snowboarding: skiing, off piste skiing, snow boarding, mono skiing (on snow), cross-country skiing (on recognised paths), dry skiing
- Other snow activities: inner tubing (in snow), sledging / husky sledging (driving or as a passenger), sleigh rides, tobogganing
- Snow travel: snow mobile, snow shoeing
Extra Winter Sports benefits (what the add-on includes)
- Ski equipment (own or hired): cover if it’s lost, stolen or damaged, plus:
-
Lift pass: unused portion if it’s lost or stolen (up to £500)
Ski hire: £10 per day up to £150 if you need to hire replacements after accidental loss/theft/damage of your own ski equipment - Delayed ski equipment: up to £150 if your ski equipment is delayed for at least 12 hours on your outward journey
- Ski pack: up to £400 for the unused portion of pre-paid ski pack costs if a resort medical practitioner certifies you can’t ski/use the facilities due to a serious injury/illness during the trip (and no refund is available)
- Piste closure: during 1 December to 15 April (Northern hemisphere) or 1 May to 30 September (Southern hemisphere), it can pay £35 per day towards travelling to another resort, up to £350 (conditions apply)
Your Trip:
- Single trip: if you’ve added Winter Sports, it can apply for the whole trip.
- Annual multi-trip: Winter Sports cover applies for up to 17 days of winter sports activity in total across your policy year (as long as the add-on is on your policy schedule).
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