Optional Upgrades

Can I get cruise cover if I have medical conditions? Will I be covered if I have a medical emergency on my cruise? I'm travelling on a boat, do I need cruise cover? What additional cover do I get with cruise cover? Why do I need cruise cover?

I have just been put on a waiting list can you still cover me? Why would I need Waiting List cover? What is Waiting List cover?

Does excess waiver remove the excess on all sections of cover? Can I add excess waiver at a later date? What is Excess Waiver? What is an Excess?

My family are insured elsewhere can I cover them on my policy? I am travelling with a friend do they need to be added to my policy? What is a travelling companion? What does the Travelling Companion upgrade cover me for? What is Travelling Companion cover?

If I don’t have golf cover am I still covered if I play golf? Do I need golf cover if I am playing golf? What is covered under Golf cover? What is Golf Cover?

Am i covered if there is an Avalanche? What happens if a volcano erupts whilst I am away? Are natural disasters covered as standard? What does Natural Disaster cover me for? What is a natural disaster?

What's covered under Gadgets and Valuables?

What activities do you cover under winter sports? What additional cover do I get with winter sports cover? What is winter sports Travel Insurance? Am I covered for winter sports? How long can I travel on a winter sports holiday? Is there an upper age limit on winter sports?