Optional Upgrades

What does Cruise Cover include? Can I get cruise cover if I have medical conditions? Am I covered if I have a medical emergency on my cruise? Do I need Cruise Cover for a boat trip? Why do I need cruise cover?

What is Waiting List cover? When would I need Waiting List cover? Can I get cover whilst on a waiting list for surgery, treatment or further consultations?

Can I add Optional Extras? Does Zero Excess remove the excess on all sections of cover? Can I add Zero excess at a later date? What is Zero Excess? What is an Excess?

What is Travelling Companion cover? My family are insured elsewhere can I cover them on my Policy? Do all travellers need to be on the same Insurance Policy? What is a Travelling Companion? What does Travelling Companion cover include?

If I don’t have golf cover, am I covered to play golf? Do I need to purchase Golf Cover to play golf? What is covered with Golf cover? What is Golf Cover?

Are wildfires covered? Venezuela earthquake travel support What is extended missed departure cover? Am I covered if there is an Avalanche? What happens if a volcano erupts whilst I am away? Natural Disaster cover

What's covered under Gadgets and Valuables?

What does Winter Sports cover include? What is Winter Sports cover? Am I covered for winter sports? How long can I travel on a winter sports holiday? Is there an age limit on Winter Sports?