Optional Upgrades

What does Cruise Cover include? Can I get cruise cover if I have medical conditions? Am I covered if I have a medical emergency on my cruise? Do I need Cruise Cover for a boat trip? Why do I need cruise cover?

What is Waiting List cover? When would I need Waiting List cover? Can I get cover whilst on a waiting list for surgery, treatment or further consultations?

Can I add Optional Extras? Does Zero Excess remove the excess on all sections of cover? Can I add Zero excess at a later date? What is Zero Excess? What is an Excess?

What is Travelling Companion cover? My family are insured elsewhere can I cover them on my Policy? Do all travellers need to be on the same Insurance Policy? What is a Travelling Companion? What does Travelling Companion cover include?

If I don’t have golf cover, am I covered to play golf? Do I need to purchase Golf Cover to play golf? What is covered with Golf cover? What is Golf Cover?

What is extended missed departure cover? Am i covered if there is an Avalanche? What happens if a volcano erupts whilst I am away? Natural Disaster cover What does Natural Disaster Cover include? What is a natural disaster?

What's covered under Gadgets and Valuables?

What does Winter Sports cover include? What is Winter Sports cover? Am I covered for winter sports? How long can I travel on a winter sports holiday? Is there an age limit on Winter Sports?