Yes. You can still play golf without adding the Golf cover upgrade. Golf is listed as an included activity on AllClear policies.
What Golf cover is for
- Golf equipment: Cover for loss, theft or damage to your golf equipment (and hire of replacements).
- Green fees: Cover for unused green fees in certain situations.
- Hole in one: A benefit if you score a hole in one (with conditions).
- When it applies: Only if you’ve paid for Golf cover (and it’s shown as an optional upgrade on your documents).
Policy breakdown
- Silver
- Playing golf: Golf is listed as a covered activity for Personal Accident (including as an activity holiday).
- Important: The policy excludes amateur sports unless they’re listed, and golf is listed.
- Golf Cover as an optional upgrade is not available for Silver policies
- Gold / Gold Plus / Platinum
- Playing golf: Golf is listed as a covered activity for Personal Accident and Personal Liability (including as an activity holiday).
- Important: The policy excludes amateur sports unless they’re listed, and golf is listed.
- Golf equipment note: Standard Personal Property cover can exclude sports gear while in use, so Golf cover is the add-on designed for golf equipment claims.
- Golf Cover is available with these policies